I took care of this issue this morning. 45 minutes, 4 people, lotsa yelling, a few angry tears (for the melodramatic touch), and one threat (yeah, you know me) later, I finally got unfair charges reversed and the APR lowered to what it used to be. I guess they finally realized that if I didn't get what I wanted, something terrible was gonna happen.

And it's not 100% over yet. I'll be watching for the credits on my statements with an eagle-eye... I don't make empty threats. Heh.

When it comes to my money and my health, screwing me over is no laughing matter.